What is the IBAN Validation Tool (and how do I use it)?

Payset's IBAN Validation Tool allows users to verify whether an IBAN is structurally valid before sending or receiving a payment.

The tool is publicly available and can be used free of charge without a Payset account.

What the Tool Checks

The validator verifies:

• Country code
• IBAN length
• IBAN format and structure
• Check digits (checksum validation)

If all checks pass, the IBAN is considered structurally valid.

What the Tool Does Not Check

The validator does not confirm:

• Account ownership
• Beneficiary name
• Account balance
• Account status (active/inactive)
• Whether the account can receive payments
• Fraud or scam activity

A valid IBAN only confirms that the IBAN format is correct.

How to Use the Tool

1. Go to the Payset IBAN Checker: https://www.payset.io/iban-checker.
2. Enter the IBAN in the input field.
3. Click Check IBAN.
4. Review the validation result.

The page also includes a list of all countries using the IBAN standard, together with their country codes, IBAN lengths, SEPA participation status, and example IBANs.